Product · Developed by SAER Technologies OneLedger™ Girvi & Jewellery: the girvi register and jewellery shop, online
Create girvi in under a minute, let OneLedger™ calculate interest, and send due-date reminders on WhatsApp. Run jewellery billing, stock and old-gold exchange from the same app, in English or Hindi.
Key features
Built around how girvi and jewellery businesses already work.
Automatic interest
Simple or compound interest, monthly or daily, calculated for every girvi.
Girvi receipts
Print girvi receipts and loan slips; record part payment, renewal and release.
Customer KYC
Photo and ID details saved with every customer and loan.
Locker and item tracking
Know which locker holds each pledged item.
WhatsApp reminders
Due-date reminders, receipts and invoices on WhatsApp and SMS.
Jewellery billing
GST jewellery invoices with making charges, HUID, purity and net weight.
Barcode tags and old gold
Print barcode tags for stock and record old-gold exchange on the bill.
Multi-store with staff roles
Run several stores with role-based access and activity history.
English and Hindi
Use the whole app in English or Hindi.
Getting started
- 1
Start your free trial
Sign up on oneledger.in or book a demo with our team.
- 2
Set up your store
Add your shop details, interest rules, staff and receipt format.
- 3
Bring in your records
We help you move running girvi, customers and stock from registers or Excel.
- 4
Go live
Create girvi and bills from day one, with training and support on call and WhatsApp.
Who it's for
- Girvi (pawn) shops and pawn brokers
- Gold-loan and jewellery-loan lenders
- Jewellers who also give loans against gold and silver
- Retail jewellery shops
- Businesses with more than one store
- Owners who prefer working in Hindi
Developed and maintained by SAER Technologies
OneLedger™ is SAER Technologies' own product line. We design, build, host, update and support it from Jaipur, and many features come from requests by girvi and jewellery businesses that use it. If you want a custom product built for your own business, we can do that too — talk to us on the contact page.
Built in-house
The girvi engine, jewellery billing and apps are developed by the SAER team.
Hosted with backups
We run the cloud servers and back up your data.
Support Monday to Saturday
Setup help, onboarding and support from the team that builds OneLedger™.
Custom builds
Need something specific to your business? See /contact-us.
Move your girvi register to OneLedger™
Book a free demo and see girvi, interest and jewellery billing with your own examples.
What is OneLedger™ Girvi & Jewellery?
OneLedger™ Girvi & Jewellery is cloud software for jewellers, pawn brokers and gold-loan lenders in India. It replaces the paper girvi register, billing books and spreadsheets with one app that works in the browser and installs like an app on Android, iPhone, Windows and Mac. It is available at oneledger.in and girvimanagement.com.
Girvi (pawn loan) management
Enter the customer, the pledged items with weight and purity, the loan amount and the interest terms, and OneLedger™ prints the girvi receipt. Interest is calculated automatically, simple or compound, monthly or daily. Part payments, renewals and releases are recorded against the girvi, and customer KYC with photo and ID is kept with each record. Locker and item tracking tells you where every pledged item is stored, and outstanding, interest-earned and overdue reports show the state of the book at any time. Due-date reminders go out on WhatsApp.
Jewellery shop management
For the shop counter, OneLedger™ makes GST jewellery invoices with making charges, HUID, purity and net weight, prints barcode tags for stock and records old-gold exchange. Customer and supplier ledgers, a day book, cash book, and stock and sales reports keep the accounts in order. Businesses that need the full ERP — custom orders with karigars, schemes and RFID stock — can use the Jewellery ERP edition.
Many stores, one login
OneLedger™ supports multiple stores with role-based staff access and an activity history, so the owner can see what was done and by whom. Plans are available for single shops and multi-store businesses, with a free trial month to start.
Frequently asked questions
Who developed OneLedger™ Girvi & Jewellery Management?
Is there a free trial?
How much does it cost?
Can it calculate compound interest?
Does it work in Hindi?
Do I need to install anything?
Is girvimanagement.com the same software?
See Girvi & Jewellery in action
Tell us about your business and we will set up a demo with the screens you will actually use.
- Call India+91 99507 10319
- Call Australia+61482099581
- WhatsAppChat with us